DealTrackr Compare cashback →
Updated Jul 2, 2026

Cashback portals, side by side.

Eight major US cashback portals, ranked by published rate spread across the 150 retailers we track. Click into any portal hub for the current top-30 retailer list.

Rakuten Largest US cashback network TopCashback Highest published rates, 0% portal fee BeFrugal Best Rate Guarantee + 25% bonus on payout Honey PayPal-owned, automatic code testing + Honey Gold points Ibotta Mobile-first, in-store grocery + online retailers Capital One Shopping Free, no Capital One account required, price comparison Swagbucks Cashback + surveys + sign-up bonus Mr. Rebates Lifetime referrals, no expiration on cashback balance

How we compare cashback portals

Every cashback portal in this directory was evaluated against four criteria that materially affect the dollar amount a typical US household earns per year of online shopping: (1) the spread of published rates across our 150-retailer panel, (2) the minimum payout threshold and the speed of clearing pending balances, (3) the value of the new-member sign-up bonus relative to the average first-quarter portal earnings, and (4) the operational reliability of cashback tracking, measured by the proportion of qualifying orders that posted to pending within ten business days of the order in our internal test panel last quarter.

Related reading on DealTrackr: the four-layer stacking method, Rakuten payout calendar, and how to file a missing-cashback claim.

The portal hub pages linked above include the current published rate at all 150 retailers we track on this site, sorted highest-first. If you only have time to learn one portal, we recommend starting with the one currently paying the highest rate on the retailer where you spend the most online — for most US households that is either Amazon, Walmart, or Target, and the highest published rate at all three changes meaningfully across the eight portals on a weekly basis.