Rakuten Cashback Review
Largest US cashback network
Updated July 2, 2026 · 30 live retailer rates published below.
About Rakuten
Rakuten (formerly Ebates) is the largest US cashback portal, with over 17 million members and partnerships with more than 3,500 stores. Members earn cashback by clicking through Rakuten before completing a purchase at a partner retailer. Rakuten's flagship feature is the quarterly Big Fat Check, which is mailed (or PayPal-deposited) once accumulated cashback exceeds the $5 minimum payout threshold. The browser extension automatically activates the highest available cashback rate at checkout, and the mobile app supports in-store cashback at select grocery and big-box partners.
Payout method
Quarterly Big Fat Check or PayPal after the cashback balance clears the $5 minimum threshold. Cashback typically posts as pending within 3-10 business days of a tracked order and clears to payable after the retailer's published return window closes.
Related reading on DealTrackr: the four-layer stacking method, Rakuten payout calendar, and how to file a missing-cashback claim.
Top 30 retailers right now on Rakuten
The retailers below are sorted by Rakuten's current published rate. Each row links to a side-by-side comparison against the seven other major US cashback portals so you can confirm Rakuten is actually the highest payer for that brand before clicking through.
Related reading on DealTrackr: the four-layer stacking method, Rakuten payout calendar, and how to file a missing-cashback claim.
How Rakuten stacks with promo codes
Cashback through Rakuten is paid on the post-discount, pre-tax subtotal in nearly every case, which means a working DealTrackr promo code reduces the dollar amount of cashback but does not disqualify the order from the cashback program. The correct order of operations is: load the retailer page from a fresh browser tab, copy the promo code from DealTrackr, click the Rakuten merchant tile to open a tracked session, complete checkout, and confirm both the discount line and the Rakuten tracking confirmation are visible before submitting payment.